New Delhi,10/02/19:There is frequent downward revision in post-paid tariff-plans of mobile service-providers due to stiff competition by new-comer JIO. In recent past ever since JIO has entered as mobile service-provider, heavy reduction in post-paid tariff-plans by other mobile service-provider is quite common. But these mobile service-providers are looting unaware customers who by and large are unaware of such revised lower tariff-plans
Telecom Regulatory Authority of India TRAI should ensure that mobile service-providers may auto-revise post-paid tariff-plans in case of introduction of new reduced tariff-plans. Also it may be compulsory to inform post-paid customers by separate registered post about revised tariff-plans. Such communication must not be sent as enclosure to bills, because it is usual that customers do not care to read enclosures sent with the bills. Mobile service-providers should be directed to give newspaper-advertisements in largest circulated dailies about downward revision of post-paid tariffs.
# Input;Madhu Agarwal
New Delhi,01/02/19:It refers to the Union Budget for the fiscal-year 2019-20 with so many welcome features for every section of society including farmers, labourers and especially usually-ignored middle-class and salaried people with doubling of exemption-limit for Income Tax directly to rupees five lakhs to the fullest expectation of people. But it would have been better if the budget would have incorporated some important features aimed to simplify long pending reforms.
Till the new Income Tax Act being presently drafted comes into force, various deductions like investments in PPF, NSC etc, Mediclaim, NPS could have been merged into a single one with consolidated deduction of total rupees two lakhs.
Long-pending issue of change in fiscal-year from present April-March of British legacy to systematic calendar-year from January-December to coincide with majority countries of the world could have been announced in the budget.
Voluntary-Tax-Compliance for flooding the exchequer with enormous amount of revenue could be ensured by adding a new head in Income Tax Returns of Income from Undisclosed Sources which could attract highest tax-slab of 30-percent. Those purchasing property with unaccounted cash then would have been auto-detected with sellers showing received unaccounted cash-portion under this head. Tax-system of countries with highest honesty-ranking like Denmark, New-Zealand etc should be studied and implemented for ensuring voluntary tax-compliance.
# Input;Subash Agarwal
New Delhi,24/01/19:It refers to Delhi government drafting a plan to follow Supreme Court observations for preventing wastage of food and traffic-jams in marriage-functions. Delhi can reintroduce guest-control orders in emergency-era where only snacks and beverages were allowed in marriage-related functions. Such a system will auto-prevent number of guests many of whom attend marriage-functions just to enjoy lavish food. Distribution of cash-envelopes, sweet-boxes and gift-hampers should also be banned which is a forced burden on parents of brides.
An estimated outlay of marriage-expenditure mentioning number of guests should also be printed on marriage-cards which should also contain details of catering-agency, tent-decorators, card-printers and event-managers. Personal details like dates of birth of bride and groom should also be printed on marriage-cards like was once ordered in the year 2012 by a District Collector in Bharatpur, Rajasthan. When citizens demand accountability and transparency from government, they should also themselves be made transparent in marriage-related expenses to effectively check large-scale involvement of unaccounted money in marriages. List of gifts and cash-envelopes received or distributed on the occasions should be submitted to appropriate public-authorities within some stipulated time-period after marriage-functions are over. All this will also check in aborting female foeticides which is at times is done in fear of heavy expenses on marriages of girls in our dowry-addicted society.
Agents are befooling pubic through gimmick offers without providing any brochures
New Delhi,20/01/19:PNB Metlife is an insurance-company using logo of public-sector Punjab National Bank, but there is absolute no clarity on exact relationship between Punjab National Bank and PNB Metlife where agents of PNB Metlife lure members of public through highly lucrative investment-offers but without giving any brochure or highlights of the offered schemes on website.
Subsequent to some lucrative offer of annual deposit without any limit for five years or more with high non-taxable eleven-percent annually compounded interest-rate also attracting exemption under 80(C) of Income Tax Act coming from some call-centre on 17.01.2019, another call from some one claiming to be executive came on 18.01.2019 on mobile-number +91-9810033711 from mobile-number +91-8527372127 who further added that depositor would get free life-insurance cover also. But it was revealed that neither any brochure about the scheme would be given nor the offered scheme would be available on website as the scheme was being offered to privileged 50000 selected throughout the country, and some executive would be sent just for getting application-form signed together with relevant documents.
It is clear that no government-saving scheme presently provides annual-interest more than eight-percent that too taxable and only for senior citizens. It is impossible that any public-sector company like PNB Metlife may provide above-referred extra-lucrative scheme.
Punjab National Bank and PNB Metlife should make their relationship clear through newspaper-advertisements and prominently on their websites. All investment-schemes of PNB Metlife should be compulsorily put on website, and agents should be cautioned not to befool members of public by getting their hard-earned money invested in schemes without providing a brochure.
# Input;Subhash Agarwal
CIC MARCHES TOWARDS E-GOVERNANCE THROUGH PAPERLESS WORKING AS ROLE-MODEL FOR OTHER PUBLIC-AUTHORITIESFriday, 11 January 2019 02:42 Written by odishabarta
New Delhi,11/01/18:Officers and staff of Central Information Commission CIC deserve full compliments for fulfilling commitment of Chief Information Commissioner towards successfully achieving almost a total paperless working as per ambitious government-plan for e-governance. It was nice presentation on 09.01.2019 by CIC-team at CIC-Bhawan New Delhi to explain in detail about the new paperless system with photographic comparison of old and new system where old system with full junk of files is now replaced by paperless working tables not only for Commissioners but for complete CIC-staff.
CIC should however make public on its website some of salient features of new paperless system which are presently available for their internal working only. Section-wise updated listing of decided court-cases and details of on-going court-cases challenging CIC-verdicts, updated section-wise compilation of DoPT circulars and complete case-files of listed cases at CIC should be put on regular CIC-website available for public-viewing. This will provide appellants, respondents and their representatives to put their cases more effectively during CIC-hearings. Making complete case-files at CIC public is of utmost necessity where presently co-respondents (public-authorities) cannot view case-files for getting themselves prepared for CIC-hearings.
New Delhi,10/01/19:Reports of scams and frauds by wrongly availing Input-Tax-Credit ITC under Goods and Service Tax GST indicate that already 3600 cases involving GST evasion of rupees 15000 crores due to wrongly availing ITC have been detected. It has become a common practice to sell GST-invoices to those availing false ITC when consumers do not insist on taking invoices or leave these invoices by getting some petty discount. These unused GST invoices are purchased by manufacturers to avail false ITC further leading to creation of unaccounted money thus evading even Income Tax also. To avoid this, a total overhaul of GST-system is of utmost necessity which has already undergone numerous amendments ever since it was introduced on 01.07.2018.
ITC should be available only for trading purpose, and not for manufacturing and service sector. Instead GST slabs can be reduced to compensate those who avail ITC honestly. For this GST in manufacturing and service sector may be kept at lower slab of 12-percent, even though best is to have a common lower slab of 10-percent abolishing slabs of 0, 3, 5 and 12-percent. Such a common 10-percent slab will give added revenue to public-exchequers with even commoners ultimately being relieved even though gimmick slabs of 0, 3 and 5 percent may be abolished.
Another higher slab of 30-percent may be for luxury and other goods of long-time use like even including air-conditioners, refrigerators, TV sets, washing-machines, cars etc where in some cases GST-slab was recently reduced from 28-percent to 18-percent. Even cess-culture on extra-luxurious items should be replaced by higher GST slabs in multiples of 50-percent.
# Input;Subash Agarwal
New Delhi,10/01/19: The Rajya Sabha passed the Constitution 124th (Amendment) Bill, 2019 last night. The Bill was passed as 165 members of the Upper House voted in favour of it, while seven members voted against. The Lok Sabha has already passed it.
The legislation provides for ten per cent reservation in government jobs and admission in educational institutions to economically backward people among upper castes.
In a series of tweets, Prime Minister Narendra Modi described the passage of the Bill as a victory of social justice as well as tribute to makers of our Constitution and freedom fighters.
Union Social Justice and Empowerment Minister Thaawarchand Gehlot said the Bill has been brought with good intention and it aims at economic and educational empowerment of the targeted beneficiaries.
Participating in the discussion in the Upper House, Anand Sharma of Congrss, Prasanna Acharya of Biju Janata Dal (BJD), Ram Gopal Yadav of Samajwadi Party supported the Bill, while AIADMK member Navneet Krishnan opposed it. Derek O’Brien of the TMC raised doubts over the passing legal scrutiny of the Bill.
New Delhi,08/01/19:It refers to government-decision favoured generally by opposition parties but only in principle regarding 10-percent reservation for Poor Upper Cast covering roughly 90-percent of people from General category with parameters defined for getting reservation-benefit being as high as household-income above rupees eight lakhs per annum, agricultural land less than 5 acres, residences less than 1000 square-feet and residential plot less than 100 square yards in notified municipal area and 200 square yards in non-notified municipal area. If central government is really sincere about Economically Weaker Section EWS of society, these parameters need to be made realistic. Otherwise proposed 10-percent quota should be doubled to at least 20-percent.
However proposed policy is not likely to be struck down by Apex Court which has fixed maximum 50-percent reservation-quota only for backward classes made under article 16(4) of Constitution as per 1992-clarification by the Supreme Court. Simultaneously Central Government should implement verdict dated 26.09.2018 by five-member Constitution Bench of the Supreme Court for exclusion of creamy layer from reserved categories under scheduled casts and scheduled tribes. Reservation-benefits must be given to families with upto two children.
Complete policy of Reservation incorporated in the Constitution for a limited period of just fifteen years to create a homogeneous castles society is in itself a big failure where this policy has instead made people of reserved categories separately identified from others.